First of all , I want to inform you that I am not a Lawyer , if you are seeking legal advise ,please

contact a Law Firm.  I am not a lawyer nor do I play one on TV . The information on this site is for educational purposes only .

The liability  determined by the insurance company must  have the accident as NOT - at - FAULT . ( not your fault ) 

Lets say you were rear ended by another party ( typically called the Claimant or CV )  . Your insurance company and the CV's Insurance Company ( sometimes called the Adverse Carrier)  claim adjusters have determined you were at NOT - at - FAULT . You might be elgible for a DIV Claim . Which we would send a DIV Appraisal / Report to the CV's Insurance company  ( the Adverse Carrier )  . 

If you were hit by a HIT and RUN ( H&R) driver and you have UIM  Coverage ( Unisured Insurance ) you might be eligible for a DIV Claim. ( must have been determined you were NOT - at - FAULT )  In this case , we would send the DIV Appraisal / Report to your Insurance company . 

***Must be within 2 years of the date of the accident ****

*** Repairs must be completed by a reputable Repair Facility ***

** * right now , I only handle TEXAS DIV  claims ***

*** cannot be a Leased Vehicle ***

**** no previous accidents ***

*** right now  ,I prefer not to handle exotic or classic vehicles  ***